This is an Internet Only with Online Bidding , A valid Visa or MasterCard credit card is required to register for this auction - A 10% Buyer's Premum - TERMS & CONDITIONS: 1. All items are sold "AS IS, WHERE IS" with all faults. No warranty, refunds or exchanges, All SALES ARE FINAL. No credit card charge backs will be allowed. It is incumbent upon the bidder to inspect the items during the open preview period on April 19, between 4 & 8PM or by an appointment as agreed to with the auctioneer. 2. All descriptions believed accurate but not waranteed. The Auction Company is not responsible for any accidents, loss, theif, errors or omissions. 3. Bidder inspection is encouraged and the property will be available for inspection on April 19, 4 - 8PM. By placing a bid, bidder signifies that they have examined the items to their satisfaction, or that they have chosen not to personally examine them. 5. At our sole discretion McGinnis Auction & Appraisal Services reserves the right to reject any bid during this auction. 6. This is an auction of used office furniture, furnishings & equipment, so there will be no sales taxes collected by the Auction Company for this auction. 7. There will be a 10% Buyer's Premium collected on each item purchased ( a box of goods or multiple boxes under the same lot number is considered one item) during this on-line auction to determine your final contract purchase price. Please factor the buyer's premium into your bidding practices. 9. McGinnis Auction & Appraisal Service will collect only Visa, MasterCard or cash and a bank certifed check from a bank within the Louisville Metro Area, as payment for this auction with prior auction company approval. There will be no out of town checks accepted for this auction. Upon notification as the winning bidder by the auction company if bidders wish to pay by cash or certified checks they must inform the auction company by email to email@example.com, subject: Used Office Furniture Payment. 10. Bidders who fail to make full payment after being notified they are the winning bidder will be reported to HiBid and will no longer be allowed to bid at any of our future live or online auctions. All actions necessary will be pursued to collect any unpaid balances. 12. A valid credit card is required to register to bid. A pre-authorization will be performed to determine credit availability prior to your bidding. Debit cards may show a hold on funds for a short period, nothing will be charged to your credit card until a purchase has been made. 13. All items must be paid for and removed from the Business Property by 8PM on April 25, 2017. Bidders failing to pick up items by the times specified will be charged the full purchase amount plus all premiium amounts on the credit card on lfile and used during the bidder registration. All actions requiring the collection of insufficient funds will be handled by whatever legal means available in the State of Indiana. 14. Buyers are to bring boxes, packing materials and all manpower as needed to disassemble and load purchased items. If tools are needed for disassembly & removal the buyer will need their own tools, including dollies or other equipment required to remove & transport items from the auction site. 15. The Auction Company employees & former business employees reserves the right to place a bid on any item scheduled for this auction but must adhere to all terms & conditions set for the general public. 16. Any disputes or collections will be filed or settled in the Courts of Clark County, Indiana. Additional fees may be assessed for unpaid balances and collection service fees. 17. Absentee bids are not normally accepted for these online auctions but absentee bids may be handled on a case by case basis. All bidding is encouraged to be handled through the online bidding services provider to McGinnis Auction & Appraisal Services. 18. McGinnis Auction & Appraisal Services reserve the right to cancel and/or reopen the auction in the case of system failures and McGinnis Auction & Appraisal Services can not accept or will not accept any responsibility for any technical failures during this auction . 19. McGinnis Auction & Appraisal Services reserves the right to remove any item from the auction at anytime during the auction until the item has been declared sold. 20. John McGinnis Auctioneers Inc. DBA McGinnis Auction & Appraisal Services is licensed in the State of Indiana under AC30900136, John McGinnis, CAI, CES, CAGA, (812) 282-7253 IN AU196000081. 21. Otto Feddern, Seller.